We have several very generous options that make it very easy for you to own your desired residence. Some of the many available programs we can support you with are:

Reverse Mortgage Program

This program is where someone who is over 60 years of age and has an excellent credit record, can buy one of our properties with no money down.  In approximately 90 to 120 days, will be able to live in it rent free for the rest of their lives.  All that is required to qualify, is a good credit history.  No cash is needed, and you can live rent free as soon as the application is approved.  We handle all the paper work.

Deposit Program

The Deposit Program requires a 3.25% deposit and comes with a mortgage at 6.25%. This program allows you to get a 30 year mortgage and you own the home outright.  In most cases, you pay can less in mortgage payments than you would in rent.

Sweat Equity Program

This is an opportunity for the handy man types to work off the deposit and then own your home and achieve the American Dream.

Lease to Own

The lease to own program works similar to renting, however the tenant makes a small deposit or contributes sweat equity to the property.  In return the tenant is granted a "lease to own" contract, which allows the tenant to build equity each month from the rent paid . Atlanta Properties works with these tenants to improve their credit, so as soon as we can get all the bank ratios in order, you purchase the home outright. Achieving this milestone has significant benefits as the tenant moves to becoming a homeowner.

• Right now Obama has a new program he is launching where you can get a $15,000 tax credit for buying your first home. This is a very significant benefit. If you are paying a 25% tax rate, then this is equivalent to a $3,750 check in your hand.

• Atlanta Properties' average Zillow appraised value on each home is approximately $150,000. Assuming your home fits this model, the following average benefits flow.  The average purchase price from Atlanta Properties is $110,000.  The average immediate equity gain to the tenant on closing would be $40,000. 

• Assuming that your sweat equity, cash deposit and rent credits equal $10,000, your loan will be $100,000 and at Obama’s target interest rate of 4%, that’s $4,000 a year or $333 a month interest.

• Average rent for a $150,000 Atlanta Properties' home is $850 a month or $10,200 a year. Even when you add the principal payments for a 30 year mortgage onto your $333 a month interest, you are going to save between $300 and $350 a month in monthly payments. This is a straight cashflow saving.  However, now everything you pay over $333 a month is a forced saving, so in real terms you are saving $517 a month by buying the home rather than renting it. The other major difference is the difference between what Atlanta Properties will sell the houses to a qualified tenant and the Zillow appraised value, is all straight gain to the tenant, and now shows up on the tenant's asset statement.  This makes the tenant very bankable with respect to reserves in case of hardship in the future should something not work out, you will then have a cushion to fall back on.

Owner Financed Purchase Program

Save thousands! This program has all of the benefits of the lease purchase program, however the gains and savings are even greater because of the tenant/owner having a greater deposit or excellent credit. The more deposit or better your credit, the more money you save with our lease purchase and owner financed programs.